Opening a savings account usually takes a lot of effort and a high entry point money-wise due to maintaining balance on savings account which is usually about PHP5,000 at the minimum. 

Having said that, we have options these days and one of those is a GCash Save account which has PHP0.0 maintaining balance. Watch how to open such a savings account.

 The best time to plant a tree was 20 years ago. The second best time is now."

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